Free California Homebuyer Webinar

Lower Your Mortgage Payment For the First 2 Years.

Buying a home in California? Discover how a 2-1 mortgage rate buydown can temporarily reduce your monthly payments and help you plan for homeownership with confidence.

Thursday, Dec. 14th at 7:00 pm

Free to Attend  |  Live Online Webinar

Understanding the 2-1 Buydown

A Lower Payment Today.
A Clear Plan for Tomorrow.

A 2-1 mortgage rate buydown temporarily reduces your effective interest rate for the first two years of your home loan, helping lower your initial monthly payments.

Year Two
5.5%
1 percentage point below note rate
$3,407
Estimated Monthly Principal & Interest
Save Approximately $385 / Month
Year Three & Beyond
6.5%
Full Original Note Rate
$3,792
Estimated Monthly Principal & Interest
Standard Scheduled Payment

For educational illustration only. Example assumes a $600,000 loan, 30-year fixed term, and a 6.5% note rate. Payments are rounded and exclude property taxes, insurance, mortgage insurance, and HOA dues. Not a rate quote or offer of credit. Actual terms and eligibility vary.

Important to Know: A 2-1 buydown does not permanently change your mortgage note rate. The temporary payment reduction is funded upfront, subject to applicable loan program rules. Borrowers generally must qualify using the full note rate, not the temporarily reduced payment.

Free California Homebuyer Webinar

What You'll Learn

Make Your Next Move
With Confidence.

Whether you're buying your first home or planning your next move, this free webinar will help you understand how a 2-1 mortgage rate buydown works and what to consider before choosing one.

Understand the Numbers

See how a temporary rate buydown affects monthly principal and interest payments during the first three years.

Seller Contributions

Learn how eligible seller concessions may help fund a temporary mortgage rate buydown.

Upfront Costs

Understand how a buydown is funded, who may contribute, and why the temporary payment reduction isn't free.

Loan Eligibility

Explore which mortgage programs may allow temporary buydowns and how qualification works.

California Homebuyers

Learn how this financing strategy may fit into a California home purchase and your overall budget.

Know the Trade-Offs

Understand scheduled payment increases and why planning for the full mortgage payment matters.

Your Homebuying Questions Deserve Real Answers.

Join us live on Thursday, Dec. 14th at 7:00 pm and learn how to evaluate a 2-1 mortgage rate buydown.

Free Online Webinar

Meet Your Webinar Hosts

Real Guidance From
Mortgage Professionals.

Join Charles Vamadeva and Christian Dahlin of Patriot Pacific Financial Corp for an educational conversation about temporary mortgage rate buydowns and how they may fit into your homebuying strategy.

Christian Dahlin
Mortgage Professional

Christian Dahlin

Patriot Pacific Financial Corp

Christian will help explain the mechanics of a 2-1 mortgage rate buydown, including payment changes, qualification considerations, and important questions buyers should ask before selecting this option.

NMLS #32641
Charles Vamadeva
Broker & Founder

Charles Vamadeva

Patriot Pacific Financial Corp

Charles will discuss how temporary buydowns may be considered as part of a home financing strategy, including seller contributions, long-term payment planning, and evaluating your options before purchasing a home.

NMLS #289913

Presented by Patriot Pacific Financial Corp
Educational Webinar for California Homebuyers

Learn From the Professionals.
Ask Your Questions Live.

Join us on Thursday, Dec. 14th at 7:00 pm for this free online webinar.

Free Online Webinar